Eight type of treatment is covered by AZV Plus. Here we give an explanation of each one of them.
1. Speech therapy
When a specialist recommends the treatment of a speech therapist, the insured is entitled to 12 additional sessions on what is being covered by (basic) AZV. In exceptional cases and based on a request from the doctor, the AZV can extend the number of sessions. A maximum of 12 sessions can be given each time with a prior approval from AZV.
After you have received the maximum number of physiotherapy sessions from AZV for one indication for 1 year, an extension of 12 extra sessions can be given from AZV Plus.
When your family physician or specialist believes it is necessary, 12 chiropractic sessions will be covered by AZV. AZV can extend the number of sessions, up to a maximum of 12 each time.
There is a compensation of maximum 350 florins for glasses and frame once every two years. There is for the so called “high index” and contact lenses the same compensation when you have a prescription and a diopter of 6 or higher. If in a period of 2 years your diopter changes, it is possible to have a compensation during that period. Off course you need a prescription where the diopter change is mentioned. This prescription should be from your eye specialist or optician.
When your family physician or specialist believes it is necessary, 12 sessions of psychology care will be covered. AZV can, based on a petition, extend the number of sessions. AZV can extend the number of sessions, up to a maximum of 12 each time.
For mouth cleaning there is a maximum compensation of 58,50 Aruban florins for a maximum of twice a year. For a frame prosthesis and orthodontics treatment class II-1 (deep bite), class II-2 (open bite) and class III, where the client has bite or speech problems, there is a compensation from AZV after AZV has given its approval based on a petition made by the dentist:
- For frame prosthesis (vitalium)
- 1 element afl. 153,-
- 2 element afl. 180,-
- 3 element afl. 207,-
- 4 element afl. 234,-
- 5 element afl. 261,-
- 6 element afl. 288,-
- 7 element afl. 315,-
- 8 element afl. 342,-
- 9 element afl. 369,-
- For orthodontics treatment afl. 4050,-
7. AZV Plus during business trip
When you become sick during a business trip or you had an accident at work. All medical costs will be covered by your AZV Plus. You are entitled to a 100% refund.
8. AZV Plus during vacation
It is recommended to buy a travel insurance whenever you travel abroad for vacation. AZV Plus only pays the costs that are not covered by your travel insurance. In addition, it must refer urgent medical care that can not be postponed till return to Aruba. Again, it is highly recommended to buy a travel insurance when traveling for vacation abroad.